VP of Credit Risk & Fraud

At Kueski, we're dedicated to improving the financial lives of people in Mexico. Since 2012, we've been the leading buy now, pay later (BNPL) and online consumer credit platform in Latin America, known for our innovative financial services. Our flagship product, Kueski Pay, provides seamless payment solutions for both online and in-store transactions, establishing itself as the preferred option for nearly 30% of Mexico's top e-commerce merchants. Notably, we were the first to introduce BNPL on Amazon Mexico.

We're a tech company with a culture geared toward innovation, collaboration, and impact, fostering a strong, diverse, and inclusive workplace. Our commitment to excellence and ethical business practices has earned us multiple industry recognitions. In 2024, we were named one of the World’s Top FinTech Companies by CNBC and recognized as one of the most ethical companies in Mexico by AMITAI. Additionally, we were certified as a Best Place to Work for LGBTQ+ Equality by HRC Equidad MX 2025 and ranked among the Best Companies for Female Talent by EFY.

As the Vice President of Credit Risk & Fraud, you will lead the strategic development, execution, and oversight of risk management and fraud prevention initiatives across Kueski. Your role is pivotal in ensuring financial stability, maintaining regulatory compliance, and protecting the organization from potential risks and fraudulent activities. You will work collaboratively with cross-functional teams to drive a culture of risk awareness and operational excellence.

Key Responsibilities

• Risk Management:

• Develop and implement a comprehensive risk management framework to identify, assess, and mitigate risks across all business areas.

• Oversee the design and execution of credit risk strategies and ensure alignment with organizational objectives.

• Collaborate with data scientists and technology teams to enhance risk assessment methodologies using advanced analytics and machine learning.

• Monitor and report on the organization's risk profile, ensuring regulatory and industry standards adherence.

• Fraud Prevention & Detection:

• Lead the development and execution of fraud prevention and detection strategies to mitigate financial losses and protect customer data.

• Oversee the implementation of advanced fraud detection tools and technologies to stay ahead of emerging threats.

• Analyze fraud patterns and trends to develop proactive countermeasures and update fraud mitigation strategies.

• Collections Strategy:

• Forecast losses and work closely with the Collections Operations team to develop strategies.

• Monitor forecast and collection performance metrics and implement improvements to maximize recovery rates.

• Strategic Leadership:

• Manage and mentor teams specializing in risk analytics, and fraud detection. Foster a high-performance culture with a focus on innovation and continuous improvement.

• Collaborate with legal, compliance, and security teams to ensure adherence to all relevant regulatory and data protection standards.

• Build and maintain relationships with external partners, including regulators, auditors, and industry peers, to align on best practices and benchmarks.

• Prepare and present comprehensive reports on risk and fraud metrics, trends, and strategies to senior leadership and the Board of Directors.

• Serve as a key advisor to the executive team on emerging risks and recommend actionable insights to mitigate potential impacts.

Position Requirements

• Bachelor’s degree in finance, economics, statistics, or a related field; a master’s degree or MBA is preferred.

• 15+ years of progressive leadership experience in risk management, fraud prevention, or related fields, ideally within fintech, banking, or financial services.

• Deep expertise in risk modeling, fraud analytics, predictive modeling techniques and collection strategies.

• Proven ability to lead and develop high-performing teams in dynamic, fast-paced environments.

• In-depth understanding of regulatory frameworks and industry standards related to risk management, fraud prevention, and data privacy.

• Strong strategic thinking and problem-solving abilities, with excellent communication and interpersonal skills.

• Proficiency in using advanced analytics tools and fraud detection systems.

• Demonstrated track record of driving organizational change and improving operational efficiency.

At Kueski we embrace diversity in all forms, systematically promote equity, and ensure everyone feels included with a sense of belonging. We are committed to the full inclusion of all qualified candidates. As part of this commitment, we will make efforts to ensure reasonable accommodations are made during the hiring process. If reasonable accommodation is needed, please let the Talent Acquisition team know.