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[Remote] Senior Software Engineer, Backend (Merchant & Partner Lifecycle)

Remote role Full-time Open position

Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant & Partner Lifecycle team is seeking a Senior Software Engineer to lead the development of a new lifecycle-orchestrator service, enhancing system performance and modernizing the codebase. This role involves designing platform architecture, mentoring engineers, and improving engineering standards across the organization.

Responsibilities

  • Design & expand the backbone of our platform to scale to hundreds of thousands of merchants from all around the world
  • Design and align the scope of work with other teams to deliver cross-team projects
  • Mentor other engineers to ensure their development & growth
  • Partner with Engineering Manager and Team Lead to drive and execute the long-term vision of the team
  • Execute technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems
  • Utilize agentic development tools like Claude Code to automate parts of the development process
  • Improve engineering standards, tooling, and processes throughout the organization

Skills

  • 5+ years of experience as a backend software engineer
  • A strong understanding of Domain-Driven Design, distributed systems, and how architectural decisions affect performance and maintainability
  • Proficiency with data models, API design (http and RPC), state machines, event-driven architecture, and database design
  • Excellent communication skills, both written and verbal. Must be proficient in asynchronous communication–written tech specs, ADRs, project plans, etc
  • Experience designing, developing, and launching backend systems (our stack: AWS, gRPC, Snowflake, Kotlin, Python, MySQL, Kubernetes). Java and Kotlin experience are especially helpful
  • Prior experience with monitoring and alerting systems (sentry.io, rollbar, chronosphere, kibana)

Benefits

  • Equity rewards
  • Monthly stipends for health, wellness and tech spending
  • Benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Company Overview

  • Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.
  • Company H1B Sponsorship

  • Affirm has a track record of offering H1B sponsorships, with 11 in 2026, 104 in 2025, 96 in 2024, 133 in 2023, 179 in 2022, 132 in 2021, 57 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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