Business Banking Credit Review Specialist 2
U.S. Bank is on a journey to help customers and businesses make better financial decisions. The Business Banking Credit Review Specialist 2 is responsible for conducting credit analyses, preparing credit reports, and monitoring customer accounts to maximize credit quality and minimize risk.
Responsibilities
- Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios
- The data collected may include credit reports, industry research, and tax returns
- Inputs the data gathered into tracking and/or reporting computer systems and/or databases
- Prepares and presents credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans
- In some areas, this position may make credit decisions in a high-volume production environment
- Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss
- Sets up and maintains databases used to analyze accounts and/or portfolios
- Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios
- Generally furnishes information relative to credit inquiries to appropriate parties
Skills
- Bachelor's degree, or equivalent work experience
- Typically one or more years of related experience
- Basic knowledge of credit and risk analysis, economics, accounting and finance
- Strong analytical skills
- Effective verbal and written communication skills
- Experience with Microsoft Suite - including Excel, Teams, Outlook, etc
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company Overview