[Remote] Business Insurance Property Claims Adjuster
Note: The job is a remote job and is open to candidates in USA. The Hartford is an insurance company committed to making a difference and providing opportunities for growth. The Business Insurance Property Claims Adjuster is responsible for investigating, evaluating, negotiating, and resolving first-party commercial property claims while delivering exceptional customer service and adhering to regulatory standards.
Responsibilities
- Conduct investigations to determine coverage, assess damages, and identify subrogation/salvage opportunities
- Interpret and apply policy language to commercial property losses
- Evaluate exposures and set accurate, timely reserves
- Manage claims from first notice through resolution with proper documentation and financial accuracy
- Negotiate fair settlements with policyholders and involved parties
- Handle structural damage estimates, personal property losses, and business income/time‑element claims
- Deliver clear, empathetic, high‑quality customer service
- Collaborate with underwriting, legal, sales, and external vendors
- Maintain regulatory compliance and leverage technology for efficiency
- Contribute to continuous improvement and mentor peers when appropriate
Skills
- 1+ year of 1st party property claim handling experience required
- Strong written and verbal communication skills
- Ability to manage multiple priorities and meet deadlines
- Ability to obtain and maintain required state adjuster licenses
- Experience estimating structural losses and handling business income/time-element claims
- Commercial property claims experience with an insurance carrier
- 1+ year of 1st party commercial property claim handling experience preferred
- Commercial property structural damage estimating experience a plus
Benefits
- Medical, Dental, Vision, Life and Disability Insurance, 401K. Effective day 1.
- 25 days paid time off in your first full year and Paid Holidays.
- Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements).
- Student Loan Paydown Program – eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month – with a lifetime maximum up to $10,000 – as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.
- Paid volunteer opportunities
Company Overview