Senior Director, Fraud Analytics

Job Description:

General Function / Summary:

The Senior Director, Fraud Analytics is responsible for leading the strategy, execution, and oversight of fraud prevention and detection activities. This role will manage end-to-end fraud risk while balancing growth, risk tolerance, and operational efficiency.

Essential Duties:

• Develop and implement fraud risk strategies for subprime lending products.
• Lead fraud risk assessments for new products, partners, or geographies.
• Use data analytics, machine learning, and predictive modeling to identify fraud patterns and emerging threats.
• Manage vendor relationships and third-party data sources for fraud mitigation.
• Ensure fraud strategies comply with regulatory standards (e.g., FCRA, CFPB, GLBA).
• Prepare internal reports and external regulatory filings as needed.
• Manage the fraud operations team responsible for reviewing documents, investigating potential fraud, assessing id theft claims, and similar duties.
• Execute people leader duties, such as performance management and ensuring timely completion of required training, to ensure compliance and associate career growth objectives are met.

Minimum Education and Experience Required:

• Bachelor’s degree in Business, Risk Management, Analytics, or a related field, Masters degree preferred
• 13+ years of experience in fraud risk management, ideally within subprime lending or consumer finance
• Proven leadership experience managing high-performing teams, specifically fraud operations
• Experience with fraud tools, analytics platforms, and third-party data providers
• Experience with orchestration products, especially SAS, is a plus
• Excellent presentation skills, able to transform complex data/technical cases to business languages for senior executives
• Strong quantitative, investigative and strategic thinking skills
• Experience with payments fraud, especially debit, is a plus
• Excellent communication and stakeholder management skills
• Ability to work cross-functionally in a fast-paced, regulated environment
• Proficient with Microsoft Office programs

• Ability and willingness to consistently live and embrace our core values of accountable, inclusive, transparent, and focused

Originally posted on Himalayas