Senior Data Analyst - Credit & Fraud Risk Finance (Remote Opportunity with Competitive $25/Hour Compensation)

Unlock Your Potential as a Data-Driven Professional at American Express

At American Express, we empower individuals and organizations to achieve their full potential. As a member of our global and diverse network of colleagues, you'll be part of a team that's dedicated to delivering exceptional customer experiences, fostering strong communities, and supporting one another. We're now seeking a highly skilled Senior Data Analyst to join our Credit & Fraud Risk Finance team, working remotely with a competitive hourly rate of $25.

About Our Team and the Role

As a Senior Data Analyst in our Credit & Fraud Risk Finance group, you'll play a critical role in driving fact-based, decision-driven, and high-impact Net Loss Provision forecasts and credit risk-related insights. You'll be challenged to design and develop deep analytics by leveraging advanced methodologies in forecasting techniques, performing data analyses, modeling, synthesizing conclusions, and communicating recommendations to key stakeholders and partners.

This role is part of a highly talented team with a strong intellectual curiosity, operating within a collaborative environment that interacts with and influences partners across the Finance GSG and CFR organizations at American Express. You'll have the opportunity to work on strategic projects, develop your skills, and grow your career in a dynamic and evolving business.

Key Responsibilities

• Develop and maintain a deep understanding of Risk Management by evaluating strategic decisions, organizing profitability linkages between customer behaviors, fraud, and credit provision, and driving credit-related analytical insights to key stakeholders, including Risk, Collections, Marketing, and finance teams.
• Partner with Risk and Finance teams on cross-functional strategic projects by driving key analytics to inform business decisions and shape the company's future direction.
• Drive awareness of data/insights/market/portfolio trends across organizations and proactively identify opportunities for analyses that can drive business growth and improvement.
• Provide thought leadership on initiatives across the Global Risk Finance organization to help American Express meet its long-term growth targets and stay ahead of the competition.
• Work on the economic planning process on metrics that impact the net loss provision on a daily basis, ensuring that the company remains agile and responsive to changing market conditions.

Essential Qualifications

To succeed in this role, you'll need:

• A strong background in Risk Management, finance, or a related field, with a deep understanding of credit risk and analytics.
• Advanced analytical and problem-solving skills, with the ability to design and develop complex data models and analyses.
• Excellent communication and interpersonal skills, with the ability to influence stakeholders and partners across the organization.
• A strong understanding of data visualization tools and techniques, with the ability to present complex data insights in a clear and compelling way.
• A bachelor's degree in a quantitative field, such as finance, economics, or mathematics, or a related field.

Preferred Qualifications

To stand out as a candidate, you'll ideally have:

• A master's degree in a quantitative field, such as finance, economics, or mathematics, or a related field.
• Experience working in a risk management or finance role, preferably in the credit card or financial services industry.
• Proficiency in programming languages, such as Python, R, or SQL, and experience working with large datasets.
• Knowledge of machine learning techniques and their application in credit risk modeling and analytics.
• A strong track record of delivering high-impact projects and driving business growth through data-driven insights.

Skills and Competencies

To excel in this role, you'll need to possess:

• Strong analytical and problem-solving skills, with the ability to think critically and creatively.
• Excellent communication and interpersonal skills, with the ability to influence stakeholders and partners.
• A strong understanding of data visualization tools and techniques, with the ability to present complex data insights in a clear and compelling way.
• The ability to work independently and collaboratively as part of a team, with a strong sense of accountability and ownership.
• A commitment to ongoing learning and professional development, staying up-to-date with the latest trends and techniques in data analytics and risk management.

Career Growth Opportunities and Learning Benefits

At American Express, we're committed to helping our employees grow and develop their skills. As a Senior Data Analyst in our Credit & Fraud Risk Finance team, you'll have access to:

• Ongoing training and development opportunities, including workshops, webinars, and conferences.
• Mentorship and coaching from experienced professionals, helping you to navigate your career and achieve your goals.
• A dynamic and evolving business environment, with opportunities to work on strategic projects and drive business growth.
• A collaborative and supportive team culture, with a strong sense of community and teamwork.

Work Environment and Company Culture

At American Express, we're proud of our inclusive and diverse culture, where everyone is valued and respected. As a remote worker, you'll be part of a global team that's connected and collaborative, with opportunities to:

• Work from anywhere, with flexible working arrangements that support your work-life balance.
• Connect with colleagues and partners across the organization, through virtual meetings and collaboration tools.
• Participate in online communities and forums, sharing knowledge and expertise with others.
• Enjoy a range of benefits and perks, including competitive compensation, health insurance, and retirement savings plans.

Compensation, Perks, and Benefits

We're offering a competitive hourly rate of $25 for this role, along with a range of benefits and perks that support your well-being and financial security. These include:

• Comprehensive health insurance, with medical, dental, and vision coverage.
• Retirement savings plans, with company matching and contributions.
• Paid time off and holidays, with flexible working arrangements that support your work-life balance.
• Opportunities for career growth and development, with ongoing training and mentorship.

Join Our Team and Make a Difference

If you're a motivated and talented Senior Data Analyst looking for a challenging and rewarding role, we encourage you to apply for this exciting opportunity. At American Express, we're committed to empowering our employees to achieve their full potential, and we're looking for talented professionals like you to join our team.

Don't miss this chance to make a real impact and drive business growth through data-driven insights. Apply now and take the first step towards a rewarding and challenging career with American Express.